Loan Programs

• Conventional
• FHA Mortgage
• VA Mortgages
• Investor Loans
• Jumbo Loans

Conventional

Traditional loan programs that require 5% or more down and offer competitive interest rates. Documentation and good credit are necessary.

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FHA Mortgage

Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3.5% down payment . The seller can contribute up to 6% of the purchase price to the buyer towards closing costs.

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VA Mortgages

Backed by the Veterans Administration and the federal government, it is similar to FHA except that you have to be a qualified Veteran or military person.

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Investor Loans

Used to finance 1-4 unit properties that will be for investment with as little as a 20% down payment.

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Jumbo Loans

Offers 30 and 15 year fixed rate mortgage and competitive ARM products.

Cash out and No cash out refinance are allowable. Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.

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